Mental health now drives 31% of TPD claims and 20% of income protection claims — a crisis hitting Australian accounting, legal and consulting firms hardest. Here's the 2026 employer playbook for Sydney, Melbourne and Brisbane practices.

Default super cover cost Australian workers $665M in death benefits and $1.5B in TPD payouts in a single year. Here's how Sydney, Melbourne and Brisbane employers close the underinsurance gap in 2026.